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How Float works

Float takes your
credit card further

Split your purchase into a monthly instalment plan, interest-free*.

Float works with any existing
Visa or Mastercard credit card

Pay in instalments
with your credit card.​

Get your purchase today and spread the cost over up to 12 monthly instalments, interest- and fee-free*. A reserve will be placed on your card for the remaining balance. 

No interest.
No fees*.

Float does not charge you interest or fees*. Monthly instalments can help make your balance more manageable — but please make sure you can afford each repayment. 

No sign up.
No paperwork.

Because Float uses your existing credit card, there is no new application process. You continue to earn your card’s reward points as normal. 

*Float splits your credit card purchase into flexible monthly instalments and charges no interest or fees. The full purchase amount is authorised on your card, which reduces your available credit. Instalments are collected monthly. Your card issuer’s standard terms and interest will apply. Before using Float, please consider whether you can comfortably afford the repayments. Float is not authorised and regulated by the Financial Conduct Authority.
How to float

Paying later
with Float

It’s as straightforward as a regular credit card purchase. No sign up required — just choose Float at checkout and pick your instalments.

  • Online
  • In Store
01
Step 01 Finish
Choose Float as your payment method
02
Step 02 Finish
Choose your number of instalments
03
Step 03 Finish
Enter your credit details and Float it.
04
Step 04 Finish
Done! You’re now paying with Float.
Step 01
Step 02
Step 03
Step 04
01
Step 01
Scan the QR Code at checkout
02
Step 02
Add your purchase and personal details
03
Step 03
Choose your number of installments
04
Step 04
Enter your credit card details
05
Step 05
Done! You’re now paying with Float.
Step 01
Step 02
Step 03
Step 04
Step 05

Split big orders into
monthly instalments.

Paying with your credit card just got more flexible.

No interest. No fees.* No sign up.

*Your standard credit card terms and conditions will still apply.
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Get Float for checkout

Give your shoppers a flexible and straightforward way to pay in monthly instalments. Grow your sales as a result. 

*Float splits your credit card purchase into flexible monthly instalments and charges no interest or fees. The full purchase amount is authorised on your card, which reduces your available credit. Instalments are collected monthly. Your card issuer’s standard terms and interest will apply. Before using Float, please consider whether you can comfortably afford the repayments. Float is not authorised and regulated by the Financial Conduct Authority.